Prop Firm Payouts Explained: When You Can Actually Withdraw
Prop firm payouts explained: what triggers a payout, how often you can withdraw, and what splits you actually keep on a Rev One funded account.
Rev One Trading4 min read
Payouts
Rev One
Prop firm payouts explained: what triggers a payout, how often you can withdraw, and what splits you actually keep on a Rev One funded account.
Most "prop firm payouts explained" articles are written by affiliates who've never seen the back end. They quote a marketing line ("up to 95% split!") and skip the part traders actually need to know: what triggers a payout, how often you can withdraw, and what gets cut from the headline number.
This is the working version. Specific to Rev One, but the framework applies to most futures prop firms.
You don't trade real money in evaluation. You don't trade real money in funded either, on most firms. The funded account is a simulated environment that mirrors live conditions; the firm runs a separate, real book against trader flow, and the payouts come from the firm's revenue, not from your "account balance".
That's why the rules around payouts matter more than the headline split. A 95% split on a payout you never qualify for is 0%.
On Rev One, a payout request requires three things:
Hit all three, the payout button unlocks. You can request any business day after that, on demand. You don't wait for a scheduled date.
If you've cleared the buffer zone, your max drawdown line locks at start + $100. That floor is what makes "on demand" actually safe to use. For the buffer mechanics, see trailing vs end-of-day drawdown.
The Rev One split is 90% baseline, up to 94.5% based on your cycle score. Your score is a function of:
Score in the A tier and your effective split lands between 80% and 94.5% of the headline number. The bottom of the band is 90% baseline if you fall below A; the cap is 94.5% if you grade out at A+.
There's also a drawdown multiplier that applies before the split. If your funded account is between 4% and 8% drawdown, your payout is multiplied down (from 50% at 4 to 5% drawdown, to 1% at 7 to 8%). Stay under 4% drawdown and the multiplier is 1.0, no penalty.
There's no fixed cadence. Once you meet the three gates above, you can request payouts on demand, any business day.
Most traders end up on a weekly or biweekly rhythm naturally, because that's how long it takes to stack 5 trading days plus 5 profitable days inside the same cycle. A patient trader might do 2 to 3 payouts per month.
The minimum payout amount is $50. Below that, the system holds the request until you cross the floor.
Each Rev One funded account is capped at 5 lifetime payouts. After the 5th, the account terminates, and you continue from a new evaluation.
This sounds harsh. It isn't, in practice: the cap exists because a funded account that's been profitable across 5 cycles has earned enough to make the math work for both sides. The intent is to keep the live book healthy, not to cut off good traders.
If you're a consistent trader, what you actually do is run multiple accounts in parallel. The household cap is 10 active funded accounts.
A short pre-flight:
For the rule that decides whether you've earned eligibility this cycle, see the profitable day rule explained. For the structural choice that gets you to a funded account in the first place, see 1-step vs 2-step prop firm challenges.
See the 1-step that pays on demandPayouts are not magic. They're math, dressed up. Read the math before you trade the account.